CostusWorx  ·  Innovative Business Solutions

Platform Pricing · September 2026

What our platforms cost, published in full.

Seven working systems for motor groups, regulated practices, training providers and advisers — priced for South Africa, the United States, the euro area and the United Kingdom. Every tier, rate and add-on is on this page. No quote form between you and the number.

Priced on what you actually use

Dealer sites, learners, representatives, advisers or exams — never a flat fee that punishes a small team or a headcount audit that punishes a growing one.

The rate you see is the rate you sign

Published rates hold for the contract term. Discounts are rules, not negotiations: longer term, more products, lower rate.

Try it before you talk to us

All seven run as live sandboxes at costusworx.co.za/demo — the real systems, signed in by role. No trial signup.

Dealer network operations

DealerPulse

Sales, stock, trade pool, rebates and OEM oversight for a whole dealer network in one branded environment — replacing the spreadsheet pack that arrives three days after the month closes.

Who it is for

Motor groups from a single rooftop to a 100-site network, and OEMs who want governed visibility across a franchised dealer body.

Subscription tiers — base fee plus a rate per active dealer site
TierDealer sitesBase / monthPer dealer / monthWorked example
Starter1 – 10R 2,500R 8505 sites — R 6,750
GrowthMost groups11 – 30R 4,500R 70020 sites — R 18,500
Enterprise31+from R 8,500from R 60060 sites — R 44,500
OEM / franchisor channel — one agreement across the dealer body
Network sizePer dealer / monthOEM dashboard
Under 20 dealersR 700Optional add-on, R 3,500 / month
20 – 50 dealersR 580Included in the rate
Over 50 dealersR 450Included, plus a dedicated success manager

Optional modules

  • Advanced analytics & forecastingR 2,000 / mo
  • OEM / franchisor dashboardR 3,500 / mo
  • Multi-brand group viewR 2,500 / mo
  • API, webhooks & BI connectorsR 1,500 / mo
  • White-label brandingR 1,000 / mo

Included at every tier

  • Live sales, target attainment and month-to-date activity funnel
  • Floor-age visibility and a governed demo lifecycle — 60-day sale gate, 120-day SLA
  • Approval-controlled inter-dealer trade pool and channel-aware rebate reconciliation
  • Overnight warehouse with drill-to-VIN and segment forecasting
  • Auto-built weekly RSM and monthly Exco report packs
  • Role-based, region-scoped access and Autoline SFTP / OEM feeds

Onboarding — once-off

  • StarterR 5,000
  • GrowthR 10,000
  • Enterprisefrom R 20,000

Tenant setup, branding, data import and training. Growth adds migration and 30-day hypercare; Enterprise adds a project manager and integration scoping.

The test we hold ourselves to: DealerPulse pays for itself if it saves each dealer 1.5 hours a week. Benchmarking, stock analytics and OEM reporting are what you get beyond that.

Training & certification

Learn

A mobile-first learning platform for organisations that have to prove their people were trained — with certificates that carry a verifiable number and a completion record an auditor can read.

Who it is for

Employers running induction, compliance and skills training: dealer networks, franchise groups, contractors with site-access requirements, and training providers selling courses onward.

Subscription tiers — billed on learners active in the month, not names on a list
TierActive learnersBase / monthPer learner / monthWorked example
TeamUp to 50R 1,200R 2840 learners — R 2,320
BusinessMost used51 – 250R 2,500R 22150 learners — R 5,800
Enterprise251+from R 4,500from R 16600 learners — R 14,100

Optional modules

  • Quiz integrity & lockdown proctoringR 1,500 / mo
  • Microsoft Exchange mail & calendar syncR 850 / mo
  • White-label branding & custom domainR 900 / mo
  • WhatsApp remindersR 750 / mo
  • Learning paths & gamificationR 700 / mo
  • Course build service, per coursefrom R 2,500

Proctoring is included from the Business tier upward.

Included at every tier

  • SCORM 1.2 and 2004 packages, PDF, Vimeo video, .pptx-as-slideshow and rich text
  • Quiz-gated unit completion with configurable pass marks and a reusable question bank
  • Automatic PDF certificates with globally unique, publicly verifiable numbers
  • Re-certification rules, expiry alerts and course assignment by job role
  • Completion dashboards with CSV, Excel and PDF export, and a full audit log
  • Offline cache-as-you-go viewing on any phone — no app to install
  • Per-tenant branding and POPIA-aligned data handling throughout

Onboarding — once-off

  • TeamR 4,500
  • BusinessR 9,000
  • Enterprisefrom R 18,000

Tenant setup, branding, learner import from your staff register or a CSV, role-to-course mapping, and administrator training.

What it replaces: the training spreadsheet, the folder of scanned certificates, and the week someone spends rebuilding both before an audit.

Compliance management

CompliPath

One platform, any regulated profession. Phase 1 covers South African insurance under the FSCA's Fit & Proper requirements — every representative's deadlines tracked from their DOFA, with a competence register you can hand to the regulator.

Who it is for

FSPs and their Key Individuals — insurance brokerages, and the F&I desks in motor dealer groups where every consultant is a registered representative.

Outside South Africa, CompliPath needs a regulatory vertical for the local regime — FCA in the UK, SEC/FINRA in the US, IDD/MiFID II in the EU. Those are roadmap. The rates below are indicative, for planning, and are not sellable as available today.

Subscription tiers — base fee plus a rate per registered representative
TierRepresentativesBase / monthPer rep / monthWorked example
Practice1 – 10R 950R 1456 reps — R 1,820
GroupDealer groups11 – 50R 1,950R 11530 reps — R 5,400
Network51+from R 3,500from R 9080 reps — R 10,700

Optional modules

  • HR / payroll sync APIR 1,500 / mo
  • CPD provider content feedR 1,200 / mo
  • White-label for broker networksR 1,200 / mo
  • Each additional regulated vertical  RoadmapR 750 / mo

Only South African insurance (FAIS / BN194) is available today. Every other vertical is a planned phase.

Included at every tier

  • DOFA-anchored deadlines — Class of Business at 12 months, RE5 at 24, NQF qualification at 6 years
  • CPD targets set automatically at 6, 12 or 18 hours by Classes of Business authorised
  • Representative self-service CPD logging with certificate upload
  • Key Individual approval workflow — pending, approved, rejected, with reasons
  • Traffic-light status per requirement, per representative, across the whole FSP
  • Competence register export for the regulator, and a full audit trail behind it
  • Cycle handling for 1 June – 31 May, including supervision status

Onboarding — once-off

  • PracticeR 3,500
  • GroupR 7,500
  • Networkfrom R 15,000

FSP setup, representative and KI records, DOFA capture, migration of the current cycle's CPD history, and role training.

Where the money actually goes today: a Key Individual assembling the competence register by hand, every cycle, from certificates in an inbox. CompliPath is priced below what that costs in their time alone.

Financial advice — South Africa

CostusWorx Retire

Answer the one question a client actually asks: if I retire on this, how likely is it to last? A thousand simulated retirements drawn from real South African market history, with SARS tax and Regulation 28 applied inside every run.

Who it is for

South African financial advisers and planning practices who currently run retirement sustainability off a spreadsheet with a single growth assumption.

This edition is built on SARS tax tables, Regulation 28 draw limits and South African market history, so it is sold in Rand only. UK advisers want Retire UK. US and EU editions are roadmap; the foreign figures shown are indicative planning numbers, not live prices.

Plans — month to month, cancel any time
PlanPer monthSimulation pathsWhat you get
AdviserR 495500One adviser, unlimited clients, PDF and CSV record-of-advice export
PracticeMost practicesR 1,2501,000Up to 5 advisers, strategy comparator, branded client reports
EnterpriseR 2,950UnlimitedUnlimited advisers, white-label PDF, bulk client import, priority support

Add-ons

  • Additional adviser seat on PracticeR 295 / mo
  • Branded client-facing portalR 1,200 / mo
  • Bulk client import & CRM syncR 850 / mo

No onboarding fee. Annual prepayment saves 15%.

Included in every plan

  • Historical bootstrapping across SA equities, bonds, cash and offshore equity — real years resampled as whole tuples, so correlations hold
  • SARS personal income tax solved backwards each year, so the client's target is the net amount they actually take home
  • Regulation 28 living-annuity draw limits enforced at 2.5% – 17.5%, exactly as in practice
  • Priority drawdown — cash, then unit trusts, then the living annuity last
  • Failure defined honestly: the pot empties, or income falls below 80% of target for three years running
  • P10 / P25 / P50 / P75 / P90 outcome bands, with the middle half emphasised rather than the lucky tail

Commercial terms

  • BillingMonthly, by card
  • Annual prepay− 15%
  • Onboarding feeNone
  • Minimum termNone

Financial advice — United Kingdom

Retire UK

The same engine, rebuilt for the UK market: 25 years of FTSE All-Share, gilt, SONIA and ONS CPI history, HMRC Income Tax computed inside every run, and the full wrapper set from SIPP to State Pension.

Who it is for

FCA-authorised advisers and planning firms replacing an Excel drawdown model with an auditable, UK GDPR-compliant workflow.

Retire UK is billed in Pounds by Stripe. Figures in other currencies are conversions at the mid-market rate for reference only — your card is charged in GBP.

Plans — billed in GBP by card, month to month
PlanPer monthSimulation runsWhat you get
Starter£ 35 · R 763500Core simulation, PDF reports, fund search by ISIN or SEDOL
ProfessionalMost firms£ 65 · R 1,4171,000Everything in Starter, plus the strategy comparator and CSV export
Enterprise£ 130 · R 2,834UnlimitedEverything in Professional, plus white-label PDF, bulk import and priority support

Commercial terms

  • BillingMonthly, by card
  • Onboarding feeNone
  • Minimum termNone

Billing handled by Stripe with UK Strong Customer Authentication.

Included in every plan

  • Bootstrapping from 25 years of actual UK returns (2000 – 2024), including 2002, 2008 and 2020
  • HMRC gross-up by fixed-point iteration, so a net income target is met exactly
  • State Pension income netted off before any portfolio draw
  • SIPP, ISA, workplace pension and State Pension wrappers, with adviser-set drawdown priority
  • Per-fund return history where an asset is linked by ISIN or SEDOL
  • Monthly cashflow model — draw first, then apply the market, as a retiree actually experiences it
  • PII encrypted at rest to UK GDPR Article 32, with consent gating at onboarding

On the roadmap

  • LISA, defined-benefit income, guaranteed annuity, offshore bond and VCT asset types Phase 3
  • ISA allowance and Lump Sum Allowance flagging Phase 5

Assessment integrity

CentreForge

An online exam whose certificate you can stand behind. Every session is watched for the behaviour that undermines a fair result, recorded as timestamped evidence, and handed to a reviewer with a risk rating beside the score.

Who it is for

Anyone whose certificate has to mean something — accreditation bodies, training providers, colleges, and OEM or compliance functions certifying a dealer network.

Plans — priced per completed exam, because that is what you are buying
PlanPer monthExams includedAdditional examsBest for
Pay as you goR 185 eachOccasional assessment. Minimum purchase 25 exams.
ProfessionalTraining providersR 1,450100R 125A regular intake with a recurring exam calendar
InstitutionR 3,900500R 85Colleges and accreditation bodies at volume
EnterpriseCustomUnlimitedNetwork-wide or national certification programmes

Add-ons

  • API accessR 1,200 / mo
  • White-label certificates & domainR 900 / mo
  • Reviewed-session service, per exam  RoadmapR 450

An exam counts once it is submitted and marked. Started-and-abandoned attempts are not billed.

Included in every plan

  • Every session monitored for tab switching, focus loss, copy, paste and full-screen exit
  • Signals weighted into a High / Medium / Low risk badge, so review time goes where it matters
  • Reviewer console with the score, the candidate's answers and the full event timeline
  • Timed exams with a live countdown, final-minute warning and automatic submission
  • Reusable question pools, randomised draw, configurable pass mark and question count
  • Instant marking and an automatic branded certificate PDF on a pass
  • Auto-save and resume — a dropped connection never costs a candidate their work
  • Monitoring records actions, not content: no clipboard contents, files or other applications

How it is priced

Automated proctoring tools are commonly quoted at $3 – $6 per exam, hybrid record-and-review around $6.50, and live human proctoring $12 – $13. CentreForge sits at the automated end on price while giving you the whole exam platform — question bank, marking, certificates and the reviewer console — not an add-on that watches someone else's quiz.

Closed travel network

Hey Mandy

A members-only network where every property has been independently graded before it can be listed, and a vetted agent can send a matched, secure proposal in under ten minutes. Operators pay. Agents do not.

Who it is for

African lodges, hotels and safari operators who want qualified group business, and the vetted travel agents — anywhere in the world — who place it.

Properties are African and are invoiced in Rand by default; operators billing through an offshore entity can be invoiced in the currency shown. Agent membership is charged in the agent's own currency.

Operator listing — annual, per property
PortfolioPer property / yearNotes
Single propertyR 12,000Listing opens once an independent grade is on file
2 – 5 propertiesMost operatorsR 9,500Each property graded on its own merits
6 or moreR 7,500Portfolio agreement, single annual invoice

The rest of the model

  • Independent grading, per inspection cycleR 6,500
  • Booking fee, paid by the operator3%
  • Agent membership — founding membersFree
  • Agent membership thereafterR 350 / mo
  • Preferred Partner ProgrammeR 35,000 / yr

The booking fee applies to confirmed bookings only. Agents never pay a commission to the platform.

What the fees do and do not buy

  • The grading fee buys the inspection and the write-up. It does not buy the grade.
  • A property graded poorly is either not listed, or listed with that honest assessment visible to agents.
  • Preferred Partner buys a seat at the annual summit, co-marketing and network demand data — never placement, ranking or a better grade.
  • No operator can pay to appear higher in a match result. Matching runs on the grade and the group's requirements.

Why it is built this way

The moment an agent believes a grade was influenced by money, the network is worth nothing to them — and then it is worth nothing to operators either. Grading independence is written into the platform's founding documents, which is also why the commercial model keeps the two apart.

Commercial terms

How we contract

Two models, depending on whether you are rolling a platform out across an organisation or subscribing as a practice.

Term and billing
ModelProductsStandard termMonth to monthLonger term
Contracted platformDealerPulse, Learn, CompliPath, Hey Mandy12 months, invoiced monthly in arrears+20%24 months — −10%
Subscription appRetire ZA, CentreForgeNone — cancel any timePublished rateAnnual prepay — −15%
Subscription appRetire UKNone — cancel any timePublished rate

Running more than one

  • Two platforms−10%
  • Three or more−15%

Applied to recurring platform fees across the whole account, on one agreement and one invoice.

The fine print, in plain words

  • All South African pricing is in Rand and excludes VAT.
  • Rates are locked for the contract term — no mid-term increase.
  • Growth between tiers is billed at the new tier from the following month. We do not backdate.
  • A proof of concept runs 30 days at no charge. Onboarding is still payable if you proceed.
  • Data is yours. Export is available at any time, and on the way out as well as the way in.
  • Foreign-currency rates are set for each market, not converted daily, so they do not move with the exchange rate. They are reviewed twice a year.

Advisory & custom work

A free IT audit is the usual starting point — no cost, no obligation.

See it before you talk to us.All seven run live at costusworx.co.za/demobruce@costusworx.co.za  ·  +27 82 650 9098  ·  012 668 1444

CostusWorx (Pty) Ltd  ·  858 Carnoustie Crescent, Copperleaf Golf Estate, Centurion, 0157  ·  costusworx.co.za
Pricing effective September 2026 and subject to change for new agreements. Existing contracts hold their signed rate for the full term. Foreign-currency rates are set per market and reviewed twice a year; they are not daily conversions of the Rand price.